Disclaimer: We have financing solutions available* even if: You have never had an Auto loan; You have a history of late payments; You have been bankrupt; You have not been discharged from your bankruptcy; You have had an application refused by a financial institution; You are involved with a trustee regarding a proposal to settle your debts with creditors; or You have a credit score of 649 or Lower To explore your financing options and Kia’s credit approval process*, Visit your local dealership today. *Financing available on approved credit. Conditions apply. Kia does not guarantee that all applicants will meet credit approval criteria.